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Lol - that's actually very funny.

Congrats, Brian. I hope so. Lol...I'm afraid they've read my comments from when I was going crazy about their technical screw up (I hope not)...I may be the last one (dangit).

Thanks! And congrats!

How did you get the notification?

Pokemon Go - Who's on it?????

Glad I could help. It's possible David will provide more info. later as well.

Well I think of it from a TVM (time value of money) perspective. Holding all constant, where will you experience more discounted losses, when they're expected occur next year (front loaded -->downward sloping) or when they're expected in 8 years (back loaded -->upward sloping). Example: A...

@arkabose - Upward sloping, which I think is the normal state, probability of default increases as time passes as a counterparty is eventually expected to default. In a downward sloping curve, which I think is a scenario where a firm may be facing hardship currently, if the firm survives the...

@dwheats - underwriting retail auto loans means you were dealing with credit risk - that's pure risk and has to qualify (remember credit metrics and scoring models?)

You got it boss!

hellohi - I am in agreement with @brian.field - we're just saying the same thing differently - he is by far one of the most helpful active members on the forum, so take what he's saying very seriously. Asking questions is important, and I admire that about you, but you have to do your...

Nabil-- You've run into some very kind folks above who've taken the time to go over some very critical information in great detail. Good to know you're thankful. Why don't you summarize what you've understood from the information above and share it so that folks can better understand where...

Thought I'd resurrect this thread for all those who recently passed.

They're messing with you Kenji...is it better now though? Mine looks fine - I just checked.

did you check your junk mail? I think they were sent around 5 PM your time on the 28th.

Part 2 pass rate was at a 6 year low...very interesting.

Morgan Stanley Must Resubmit Capital Plan After Fed Stress Test -- Bloomberg. They mention capital ratios - Interesting

Awesome news!!! Glad you got it sorted out, and congratulations on passing. Wish you all the best.