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Newcomer what do you mean? Is the exam centre going to be in Lahore? The GARP website says its Karachi

or can you only get them shipped?

Hi, I want to know how GARP will correspond with me after I register online, how will they send me exam entry ID/pass etc, and where exactly is the exam centre in Karachi, Pakistan

so why isnt it 1/3? Whats the philosophy behind this, in layman terms?

I plan to attempt FRM level 1 in May. I just looked at some BT and Scweser notes from a friend and I must say, I was overwhelmed by the sheer number of concepts, theories and formulas in this curriculum. I really dont beleive that its possible to prepare for this exam in the 300-400 hours...